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Does Switching Insurance Companies After an Accident Reduce Your Insurance Rates?

Although it is sometimes rumored to be the case, the act itself of changing car insurance companies after an accident has no actual effect on your insurance rates. Insurance companies keep very detailed records and share them with each other so a simple insurance company switch is not enough to fool them. However this does not mean that Save yourself some money on car insurance.Save yourself some money on car insurance.changing to a different insurance company will have no effect at all. If you recently gotten into an accident that has greatly increase your insurance rates switching to a different company with more affordable rates or one that applies lesser penalties for accidents can make a lot of sense and can save you thousands of dollars.

by Margaret Walker on Thu, 12/10/2009 - 07:01

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